The considerations that are actually local, rather than the ones every vendor page repeats.
A small team with no budget for seats is the case per-token pricing was made for. You pay for the weeks you ship and nothing for the weeks you are talking to customers.
Every mainstream AI tool sends your prompt to a model hosted overseas, because there is no New Zealand frontier model to send it to. That is not a reason to avoid them, but it is worth deciding deliberately rather than discovering later. See who is actually building AI here.
A desktop AI agent for Windows, built in Auckland, New Zealand. It reads your files, runs your terminal and drives your browser. Billed per token with a free monthly allowance and no subscription. See pricing, the FAQ, or who builds it.