AI coding tools for New Zealand fintech

The considerations that are actually local, rather than the ones every vendor page repeats.

Wellington's cluster runs on regulated code, where an agent that runs your tests is worth far more than one that writes confident code nobody checked.

The question to settle first

Every mainstream AI tool sends your prompt to a model hosted overseas, because there is no New Zealand frontier model to send it to. That is not a reason to avoid them, but it is worth deciding deliberately rather than discovering later. See who is actually building AI here.

What Flint is

A desktop AI agent for Windows, built in Auckland, New Zealand. It reads your files, runs your terminal and drives your browser. Billed per token with a free monthly allowance and no subscription. See pricing, the FAQ, or who builds it.